Getting Started

Businesses are required to have a variety of insurance policies in place before starting their work. Cardamone Insurance will work with you to make sure you have exactly what you need so you can focus on serving your customers.

Some of the most required insurance policies for businesses include:

Liability

protects you from claims that come from injury or property damage as a result of your business. We also have liability packages that cover your property, and that can protect you from being sued if a client has a dispute about the quality of service you provided.

Workers’ Compensation

Workers’ Compensation is required by law in many states to cover expenses for employees who are injured on the job.

Commercial auto insurance

Commercial auto insurance is required by most states for business-owned vehicles to cover any damage caused by them in case of an accident. We also can help with coverage for personal vehicles that are used for the business as well.

What types of insurance does your company need?

Call 877-254-4242 to set up a consultation.

Catered to you

We know that business insurance is not one-size-fits-all, so we work with you closely to determine exactly what type of coverage is needed and find the best price. Our experience and attention to detail are what sets us apart when it comes to finding the exact policies our clients need.

Insurance needs and requirements can vary by state. Cardamone Insurance will work with you to make sure you are compliant with all state laws when it comes to business insurance and workers’ compensation.

Cardamone Insurance is licensed to practice in many states including Michigan, South Carolina, Texas, Florida, and Ohio.

List of Insurance Products and Services

Some of the business insurance products we provide include (but are not limited to):

  • ACA Compliance and Reporting
  • Benefit Administration Solutions
  • Business Owner’s Policy (BOP)
  • Claims Resolution
  • Commercial Auto Coverage
  • Consumerism Solutions
  • Dental Insurance
  • Dependent Eligibility Audits
  • Enrollment Administration
  • EPLI
  • ERISA
  • Errors & Omission Coverage
  • Executive Benefits
  • FMLA/Leave & Absence Management
  • General Liability
  • Group Disability
  • Group Health Insurance
  • Group Life/AD&D
  • Human Resources Solutions
  • Individual Health Insurance
  • Long Term Care Insurance
  • Medicare Advantage Plans
  • Medicare Part D
  • Medicare Supplements
  • Prescription Drug Insurance
  • Professional Liability
  • Property & Casualty Insurance
  • Renewal Review
  • Retirement Plans
  • Umbrella Coverage
  • Vision Insurance
  • Voluntary Benefits
  • Workers’ Compensation Insurance